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That's transfering debt. You OWE one card $20. Then you pay that off with another card. You OWE that card $20. How are you not in debt? You haven't paid anyone $20. You're still playing with borrowed money.
I dunno, I still think it's a really bad idea.
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Absence is to love what wind is to fire. It extinguishes the small, it enkindles the great.
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