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The frontline show was really eye opening... I don't believe in credit cards but the wife has forced me to use the loyalty cards for our basics (gas, phone, groceries, commuting) and they are paid off each and every month 100%.
I have always thought that the credit card industry learned how to intimidate and run the juice on people all from the mob. There's just no broken bones and dead people, just trashed lives.
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I don't care if you are black, white, purple, green, Chinese, Japanese, Korean, hippie, cop, bum, admin, user, English, Irish, French, Catholic, Protestant, Jewish, Buddhist, Muslim, indian, cowboy, tall, short, fat, skinny, emo, punk, mod, rocker, straight, gay, lesbian, jock, nerd, geek, Democrat, Republican, Libertarian, Independent, driver, pedestrian, or bicyclist, either you're an asshole or you're not.
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