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If you decide to play the micro-limits with real money, play at poker stars. The smallest limit offered at PP at 0.5/1. A risk adverse winning player would want a healty bankroll of $300 to make sure that his risk of ruin is tiny. Of course this is rediculous, since no one makes a living playing 0.5/1, but it gives you an idea of what kind of 'roll you'd want. Taking a shot at 0.5/1 with $100 would be OK.
Pokerstars offers games as low as 0.02/0.04, so a tiny risk of ruin bankroll would be $12, and a bankroll for a casual player would be $4. These games aren't raked, also.
Party is a great place to play for the small stakes and mid limit games, but go to stars for the micros.
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