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Originally Posted by Prince
Hmmm.... I'm not sure as to whether you mean that that portion reveals the stupidity of my line of thinking, or whether that is the part where I'm actually hitting on the nail.
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What I meant was, the answers so far (wdevauld's included) are generic to "should I get a car loan". But that isn't the whole story for you. For you, it seems to be "if necessary, I could purchase this car outright. But, I haven't been able to get a credit card, because I have no credit history. Should I use a car loan to establish my credit?"
And, I don't know jack about credit, so I have no advice for you. But, did you happen to see
NoSoup's Guide to Obtaining and Maintaining Excellent Credit? It might help, or if not, you could PM NoSoup and ask him to check out this thread.