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Until a month ago it would have effected me greatly.
I just managed to get my card down to zero and I paid off my wife's whopper of a card with our line of credit (prime plus one is much lower than the 19% or more she was paying on her card).
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"My hands are on fire. Hands are on fire. Ain't got no more time for all you charlatans and liars."
- Old Man Luedecke
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