well... i think it's good for people, and will help them managed their debt better? Either way, high minimums or low... debt is a difficult thing to get out of once you're in it ...
As for me, won't affect us at all, we only use our credit card to build credit and only charge what we can pay off immediately... we've never carried a balance except for once, which we paid off the following month... having a balance on a credit card would freak me out... having a mortgage to pay off makes me nervous enough
sweetpea