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I think that the speculators are causing problems in each industry they flood into, then get out of. They pump up the tech/dot coms, housing, gold, oil, nat. gas, individual stocks, health care stocks, and a bunch of other things. It isn't so much the individual stock investors doing it, but they come in after the hedge fund/retirement fund managers start moving their billions/trillions of dollars into something.
I know that I will be riding my bike a lot this year once it gets warmer as well. It is only 3 miles each way now.
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