Originally Posted by shakran

No one's telling you that ALL banks behave like BofA. Stop telling me that one mistake means the banks are justified if they lie, cheat, and steal any way they want from you. By the same token I don't think you should get the electric chair for jaywalking. Sure, it's irresponsible to break the law, but adding undeserved consequences to the punishment is uncalled for.

The fact is, if you start out with $100 and make 10 withdrawals of $1 and then make a $100 withdrawal, you overdrafted once. Not 11 times, as the banks would have you believe by monkeying with the (truth) (facts) times that you actually withdrew the money.

If the OP had OD's once, and had gotten one NSF fee, I'd have told him to quit whining and learn to balance his checkbook. But he didn't. He OD'd once and got multiple NSF fees. That's not right, it's not just, and it should be illegal.

You also in your eagerness to slam people for making simple mistakes seem to have missed the part where I pointed out that if you make a deposit, it's added into your account at the END of the withdrawal tallys. So even if I am responsible and deposit $200 into an account that had only $50 in it, if I then spend $75 that day, I will get an OD notice and an NSF fee, even though I have deposited enough money to cover what I spent. In short, you can be responsible and still get screwed over. Or is that also OK?