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You can check bankrate.com for the latest regional, local, and national mortgage rates. It can be a good place to start.
I have had 2 different mortgages through INGDirect and I can say that they offer very good rates, and quite minimal closing costs. I think my last mortgage closed for $799 including everything. I don't know whether they offer 30 year mortgages. Mine was an adjustable rate 3/1. It started at 5.25% a few years ago and has now adjusted DOWN twice to my current rate of 2.875%. Yeah, I'm pretty happy with them.
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You do not really understand something unless you can explain it to your grandmother.
- Albert Einstein
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