Claim: Photograph shows a surfer's close encounter with a lurking shark.
Status: False.
Example: [Collected on the Internet, 2003]
Origins: The photograph displayed above is indeed real, but it doesn't depict the hair-raising scene most viewers think it does.
This picture was taken by photographer Kurt Jones on 9 April 2003 at Surfrider Beach in Malibu, one of California's premier surfing beaches. But as the version of the photograph posted on the web indicates, however, the ominous-looking finned creature lurking just beneath the surface of the waves is a dolphin (possibly a bottlenose), not a shark.
original source (with cool pic):
http://snopes.com/photos/surfer.asp