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I don't think that new cars are a good deal for anyone on a budget. Certified used cars are somewhat better, but still not great IMO. You can find cars MUCH cheaper from private sellers. Of course that price difference is buying you a warranty, but ask yourself whether its likely that the maintenance costs will go over the price difference. Dealers lose money on repairs, so the price inflation is a calculated one. They can probably get a car repaired somewhat cheaper than you can (not much I think), but they have to add in the cost of maintaining a staff, facilities, etc.
It a gamble to buy w/o a warranty, but I think its often a good one. Just make sure any car you buy is checked thoroughly by someone who knows what they're doing (and you trust) before handing over any money.
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