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sexymama · 02-23-2004, 05:26 PM

I use the envelope system. I write a budget then get an envelope for each item. I put the amount budgeted in the envelope (either as cash or as a check) and don't touch it unless it is used for what is marked on the envelope. If the food envelope has no money, I buy no food. If the dining out envelope is empty, I eat in. If there is no gas money left, I cut back on driving, etc.

In your case, I would take the $450 a month, times 4 months for a total of $1,800 and divide it by the number of paychecks you will get from now until the final payment is due. Put that amount aside each paycheck and stick with it -- or don't live when the "rent is due." For the future, divide your $1,800 for the year and start saving now. It will be much easier to take in little chunks. Good luck!

02-23-2004, 05:26 PM	#2 (permalink)
sexymama My own person -- his by choice Location: Lebell's arms	I use the envelope system. I write a budget then get an envelope for each item. I put the amount budgeted in the envelope (either as cash or as a check) and don't touch it unless it is used for what is marked on the envelope. If the food envelope has no money, I buy no food. If the dining out envelope is empty, I eat in. If there is no gas money left, I cut back on driving, etc. In your case, I would take the $450 a month, times 4 months for a total of $1,800 and divide it by the number of paychecks you will get from now until the final payment is due. Put that amount aside each paycheck and stick with it -- or don't live when the "rent is due." For the future, divide your $1,800 for the year and start saving now. It will be much easier to take in little chunks. Good luck! __________________ If you can go deeply into lovemaking, the ego disappears. That is the beauty of lovemaking, that it is another source of a glimpse of god It's not about being perfect; it's about developing some skill at managing imperfection.