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Old 10-14-2004, 10:29 PM   #1 (permalink)
The Death Card
 
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Location: EH!?!?
Would YOU do this?

Spend student loan money to upgrade your PC so you can play HL2 at a smoothe framerate?

The money is just sitting there in my account... Why does that goddamn "responsibility" thing have to stop me from doing fun and irresponsible things?
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Old 10-14-2004, 10:33 PM   #2 (permalink)
Metal and Rock 4 Life
 
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Location: Phoenix
Hah, would I? Silly you, I spent mine on alcohol, games, clothes, and stuff for my truck 2 months ago.
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Old 10-15-2004, 12:01 AM   #3 (permalink)
Natalie Portman is sexy.
 
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If I had student loan money, yes. Then again, I hated school and dropped out of college 1 1/2 years in.
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Old 10-15-2004, 05:05 AM   #4 (permalink)
Her Jay
 
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Location: Ontario for now....
I've got my student and yes I think I would do that, thanks for the idea Ace.
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Old 10-15-2004, 05:07 AM   #5 (permalink)
Knight of the Old Republic
 
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Location: Winston-Salem, NC
You have money left after your student loans!? I get $5,500 a year from the government in loans and it's not nearly enough to pay for my college.

-Lasereth
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Old 10-15-2004, 05:39 AM   #6 (permalink)
can't help but laugh
 
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Location: dar al-harb
i'm w/you lasereth,

i get 7,500 a semester in scholarships and i max out the federal loans... and i still have monthly cash payments. this would be a dream for me.

as a primarily console gamer, i can proudly say i'll never have to spend federal loan money to continue to play games on my platform of choice.
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Old 10-15-2004, 05:55 AM   #7 (permalink)
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Location: In Obama's neighborhood
I say you guys suck!
It is tax payers like me that are subsidizing your spending.
boo!
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-----BEGIN GEEK CODE BLOCK-----
Version 3.12
GO d++ s--:+ a- C+ U--- P-- L- E-- W++ N- o-- K- w O- M+ PS
PE++ PGP- t- 5-- X R- tv+ b- DI+ D+ G e* h---- r+++ y+
------END GEEK CODE BLOCK------
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Old 10-15-2004, 06:20 AM   #8 (permalink)
Metal and Rock 4 Life
 
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Quote:
Originally Posted by sushiboy
I say you guys suck!
It is tax payers like me that are subsidizing your spending.
boo!
And its our SS that is going to you, and wont ever come to us. Equal balance.
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Old 10-15-2004, 06:40 AM   #9 (permalink)
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Location: In Obama's neighborhood
Quote:
Originally Posted by Destrox
And its our SS that is going to you, and wont ever come to us. Equal balance.
First of all, I am young enough that Social Security won;t be around when I am eligable for it, Second, if I were to get social security, it would be the money I paid into it. Third, if I were to get Social Security, it wouldn't be under false pretenses.
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-----BEGIN GEEK CODE BLOCK-----
Version 3.12
GO d++ s--:+ a- C+ U--- P-- L- E-- W++ N- o-- K- w O- M+ PS
PE++ PGP- t- 5-- X R- tv+ b- DI+ D+ G e* h---- r+++ y+
------END GEEK CODE BLOCK------
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Old 10-15-2004, 07:00 AM   #10 (permalink)
Insane
 
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Location: Charlotte, NC
Yes... absolutely. Do what ever you have to do to make it through college. If that means spending 75% of your time gaming... then so be it.

I made it through college partly from the help of one of life's classic games... Masters of Orion 2.

And as for the question of federal loan money... you are gonna pay it back, so you might as well spend it on something you really enjoy.
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Old 10-15-2004, 07:18 AM   #11 (permalink)
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Location: In Obama's neighborhood
Quote:
Originally Posted by Dane Bramage
And as for the question of federal loan money... you are gonna pay it back, so you might as well spend it on something you really enjoy.
Even though you pay back the money, the loans are still subsidized by the federal government.
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-----BEGIN GEEK CODE BLOCK-----
Version 3.12
GO d++ s--:+ a- C+ U--- P-- L- E-- W++ N- o-- K- w O- M+ PS
PE++ PGP- t- 5-- X R- tv+ b- DI+ D+ G e* h---- r+++ y+
------END GEEK CODE BLOCK------
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Old 10-15-2004, 08:12 AM   #12 (permalink)
Junkie
 
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Location: In the land of ice and snow.
If you don't think you need it for school, well, you have to spend it on something.
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Old 10-15-2004, 08:14 AM   #13 (permalink)
Insane
 
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Location: Charlotte, NC
Right... and I paid interest on it too... it's the cost of doing business.

Dude, stop trolling. If you wanna pick a fight, then post in the politics forum.
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Old 10-15-2004, 09:59 AM   #14 (permalink)
The Death Card
 
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Location: EH!?!?
The thing is this:

after all my MUST expenses this semester, I still have 2286.78 left on my loan

SHOULD I save it for next semester? Or should I upgrade to a pimped PC?

I'm leaning towards yes at this point... spend no more than I need to on a mobo, ram, and processor

I already have everything else top notch
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Old 10-15-2004, 10:12 AM   #15 (permalink)
Junkie
 
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Location: In the land of ice and snow.
Or,

You could send it to one Filtherton J. Filtherson
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Old 10-15-2004, 10:26 AM   #16 (permalink)
Lost!!
 
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Location: Kingston, Ontario
I would go for it, I would spend it on other stuff but what ever you want.....its your money now!
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Old 10-15-2004, 10:39 AM   #17 (permalink)
Insane
 
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Location: Charlotte, NC
Don't you also need your 'puter for school?

If you really need to reationalize... there ya go
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Old 10-15-2004, 10:46 AM   #18 (permalink)
Lost!!
 
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Location: Kingston, Ontario
Quote:
Originally Posted by Dane Bramage
Don't you also need your 'puter for school?

If you really need to reationalize... there ya go

I don't think word needs a 3ghz to run it...LOL
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Old 10-15-2004, 11:14 AM   #19 (permalink)
The Death Card
 
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Location: EH!?!?
To help me upgrade my computer:
http://www.tfproject.org/tfp/showthread.php?t=72729

And yes... of COURSE i need 3GHz to run my word processors and internet

that and HL2
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Old 10-15-2004, 11:23 AM   #20 (permalink)
Addict
 
Location: Ontario, Canada
I'd do it... I wouldn't enjoy it and I'd feel a bit like a scammer, but I'd still do it. I can live with a bit of the shame Go for gold, to be successful at school you need stress relief, and a good game on the ole PC can help do that...
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Old 10-15-2004, 11:31 AM   #21 (permalink)
Lost!!
 
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Location: Kingston, Ontario
Quote:
Originally Posted by Ace_O_Spades
To help me upgrade my computer:
http://www.tfproject.org/tfp/showthread.php?t=72729

And yes... of COURSE i need 3GHz to run my word processors and internet

that and HL2

Well I got 3.1ghz your best bet would be go as big as you can!
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Old 10-15-2004, 11:33 AM   #22 (permalink)
Banned
 
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Quote:
Originally Posted by Ace_O_Spades
Spend student loan money to upgrade your PC so you can play HL2 at a smoothe framerate?

The money is just sitting there in my account... Why does that goddamn "responsibility" thing have to stop me from doing fun and irresponsible things?
I have the same dilemma. The money is there, and I really DO need a new PC, and with Half Life 2 just around the corner.............its killing me man!
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Old 10-15-2004, 12:23 PM   #23 (permalink)
Insane
 
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Location: Charlotte, NC
Quote:
Originally Posted by Ace_O_Spades
And yes... of COURSE i need 3GHz to run my word processors and internet
Yes, you can't imagine how difficult it was for me to convince my dad of the same thing when I was in college... of course back then I was hoping to upgrade my 286/4 MB RAM/40 MB HDD! I had just enough HD space to install Win 3.1 and Word, but nothing else. Of course, I didn't want him to know I was playing games

Oh how times have changed.
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Old 10-15-2004, 01:00 PM   #24 (permalink)
Who You Crappin?
 
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Location: Everywhere and Nowhere
You are all going to SOOO regret doing that when you are paying off those loans for the next 10 years after college.
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Old 10-15-2004, 01:03 PM   #25 (permalink)
The Death Card
 
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Quote:
Originally Posted by Derwood
You are all going to SOOO regret doing that when you are paying off those loans for the next 10 years after college.
yeah i know... c'est la vie
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Old 10-15-2004, 02:39 PM   #26 (permalink)
Insane
 
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Location: Charlotte, NC
I don't know... the intrest rates are great for student loans. I think mine was 3.5%... can't get a loan that low for anything else. Pretty good way to finance your new 'puter if you ask me.
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Last edited by Dane Bramage; 10-15-2004 at 02:40 PM.. Reason: spelling
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Old 10-15-2004, 03:32 PM   #27 (permalink)
Crazy
 
Location: Vancouver
Hee hee, money is meant to be spent. As long as you've got all the basics covered, then why not?

Sure, you could invest the money now and use it to help pay off your loan sooner when the time comes, but that's nowhere near as fun, now is it?

Besides, it's the government's fault for giving you too much money
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Old 10-15-2004, 03:37 PM   #28 (permalink)
Junkie
 
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I did it. In retrospect, I shouldn't have got a student loan. I didn't *need* the money but it came in handy to pay bills that I had at the time. Instead of working 5 days per week I only worked 3 so I guess I did need it because otherwise I wouldn't have been able to keep my sanity while working 40hrs and taking 12 credit hours. My grades would have really suffered.

When I got my loan I had a P1 with a 20MB HDD. I actually did need to buy a computer with it. However, I didn't get a great PC, just one that was good enough (P3). Nowdays I can't afford to pay my loan so I've had it in forebearance for about a year. It just keeps building interest till I can get a new job that pays more. Luckily it is under 4% so the int doesn't build up too fast.

If all your other shit is paid for, do it.
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Old 10-16-2004, 04:07 PM   #29 (permalink)
Upright
 
Spend the money !!!! Enjoy the game....
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Old 10-16-2004, 04:45 PM   #30 (permalink)
Junkie
 
Dude stick that money in an account and don't touch it until you get out of college. The day you get your first loan booklet you'll be so much happier writing that giant check and have it applied directly to the principal. You think you want stuff now just wait until you graduate and you want simple stuff like gas money...you'll wish you hadn't spent all that cash then. Save it.
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Old 10-16-2004, 04:57 PM   #31 (permalink)
Upright
 
Yes. Yes I would. In a hurry.
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Old 10-16-2004, 07:44 PM   #32 (permalink)
Master of No Domains
 
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Location: WEEhawken, New Joisey
Back in the day a student loan program my employer sponsored offered up to $3K for a computer for educational use. Got myself a nice 386sx system to replace my 8088 Sperry. Going from CGA to VGA, now that was money well spent (and loaned). I'd do it again too. I needed a way in college to spend downtime that didn't include massive amounts of alcohol.
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Old 10-16-2004, 10:02 PM   #33 (permalink)
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Location: Wylds of the Western Reserve
I dunno about spending my scholarship money, but I do feel a bad case of the 'flu' coming on in a few weekes when it finally gets released.
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Old 10-16-2004, 11:24 PM   #34 (permalink)
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Location: Reality
Spend the money.

You're helping the economy, that makes it right doesn't it?
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