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View Poll Results: How deep is your debt whole?
I've never had a credit card 21 9.29%
$1-$1,000 39 17.26%
$1,001-$5,000 47 20.80%
$5,001-$10,000 23 10.18%
$10,001-$15,000 9 3.98%
$15,001-$20,000 14 6.19%
$20,001-too damn much 10 4.42%
Debt Free is the only way to be!!! 63 27.88%
Voters: 226. You may not vote on this poll

 
 
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Old 04-23-2004, 09:29 PM   #81 (permalink)
Crazy
 
Location: Frigid North
Quote:
Originally posted by Mango
I currently have about $4000 on my cc but every month I pay it down to $0 so it never costs a dime. I hate financial institutions but if I can use them for my convienience without haveing to pay I do.
EXACTLY!!

I know I have the money to pay it off at the end of the month so I figure if the CC company is going to give me a ~20 day "intrest free loan" I'll use em for all they've got.

On top of that, as Cynthetiq said, its all about the miles!!
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Fred181 is offline  
Old 04-24-2004, 11:31 PM   #82 (permalink)
Junkie
 
Location: Florida
Quote:
Originally posted by Fred181
I know I have the money to pay it off at the end of the month so I figure if the CC company is going to give me a ~20 day "intrest free loan" I'll use em for all they've got.

On top of that, as Cynthetiq said, its all about the miles!!
I put everything I possibly can (utilities, groceries, my daily coffee, the occasional used car, etc.) on my cashback bonus card. I never spend more than I can pay in full, so I get paid to use it.

Then again, it'll probably be years before my cashback bonuses compensate for when I had no money, no credit, and a card with a 23.99% APR.
irseg is offline  
Old 04-26-2004, 08:29 PM   #83 (permalink)
Upright
 
I majored in credit card debt 101 in college. Discover card saw me coming from a mile away... replaced my car engine with it, then it died, so I bought another used card with it... it took me years to pay off that card. but by that time, other credit card companies found me. So, 12 years later, I am still about 5 K in the hole, not mention my wife's car loan... and a smal chunk of stufdent loan. But I am determined to pay it off.

My question is, do I need to pay it off before I can buy a house? I guess this is a question for the finanial forums....
biff is offline  
Old 05-22-2004, 09:43 PM   #84 (permalink)
Insane
 
Location: Earth
I have had several cards...all of which I pay off in full each month.

This is the total opposite of most, but I spend cash more eraticcally than I do with my credit card. Plus, I get 1-5% back on all purchases I'd be making anyways! Huzzah!
ktthequeen is offline  
 

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