Tilted Forum Project Discussion Community  

Go Back   Tilted Forum Project Discussion Community > The Academy > Tilted Life


 
 
LinkBack Thread Tools
Old 01-29-2004, 08:01 PM   #1 (permalink)
Psycho
 
Location: Tempe,Az....until I figure things out...
Oi.. the cost of tuition is crazy...

K.. here's my problem.... my tuition this semester is $8606.50... my financial aid is only cover $7069.00 of it.. so that leaves me with $1537.50 to pay out of pocket.

I am an independent student and I have horrible credit. I have tried to apply for alternative loans but I have been denied those too.

We moved across the country so that I could attend school in VA.. but I did not count on this happening. Before the move everything was covered as far as financial aid was concerned.... but then that changed. Now I am stuck with $1537.50 of debt that I cannot pay.

I just don't know what to do now and thought I'd ask for advice or see what you all might have to say?

My school does offer a payment plan where I can pay so much every other month but to start that I have to be able to pay 1/4 of the amount with the application and the application is due by next Friday... my other problem is I don't even have the $400 to give them now. I am just very unhappy about this, I've already spent so much on my books and have been diligently attending classes.. but it's going to tear me up if I have to drop out this semester because of $1500 dollars. Why can't I just be rich or something?
__________________
"Things can only get so bad before they have no choice but to get better.."

Quote:
Nitz Walsh : It's not fair God. Why am I still a virgin?........ Stupid gnome.
BlueBongo is offline  
Old 01-29-2004, 08:15 PM   #2 (permalink)
この印篭が目に入らぬか
 
Location: College
Does that $7000 include Federal loans (Stafford, etc.)?

If not, I don't think you can get turned down on that for bad credit.

If it does, perhaps you should look into getting a job on the side -- that's what I've been doing to minimize my student debt. If you have 15 weeks in your semester you'd only need to make $100 a week...
lordjeebus is offline  
Old 01-29-2004, 08:23 PM   #3 (permalink)
Psycho
 
Location: Tempe,Az....until I figure things out...
That $7069 is all of my federal loans and grants. I am currently working, but I am seeking another job as waitresses at IHOP make no money here.. but because of my odd school schedule my availability is kinda shot. I just don't know what I can do, but at the same time I don't want to drop out of school this semester either.
__________________
"Things can only get so bad before they have no choice but to get better.."

Quote:
Nitz Walsh : It's not fair God. Why am I still a virgin?........ Stupid gnome.
BlueBongo is offline  
Old 01-29-2004, 08:26 PM   #4 (permalink)
Existentialist
 
forseti-6's Avatar
 
Location: New York City
Well this might not be a solution you'd want to take, but it is an option. That being going into the military reserves. I think some of them have programs such as tuition assistance and such. Only one weekend a month (unless you get deployed of course, which is a possibility), and extra money.
__________________
"Don't cry because it's over. Smile because it happened." - Dr. Seuss
forseti-6 is offline  
Old 01-29-2004, 08:42 PM   #5 (permalink)
Tilted
 
Location: Coral Springs, Florida
I feel your pain, I just coughed up the rest of my tuition.

Look into any scholarships you might be able to dig up based on your major. They usually have a ton buried in the department that they don't want people to know about. :-P Outside of that, I'm clueless. Good luck!
Vespertine is offline  
Old 01-29-2004, 09:13 PM   #6 (permalink)
この印篭が目に入らぬか
 
Location: College
Are you eligible for federal work-study (ask your financial aid office if you don't know)?

Basically it helps you get an on-campus job that pays pretty well because your employer only has to pay 10% of your pay -- the government covers the other 90%.

If you're old enough, you could look into bartending -- the pay's good and you'd only have to work a couple of nights a week.
lordjeebus is offline  
Old 01-29-2004, 09:16 PM   #7 (permalink)
Drifting
 
amonkie's Avatar
 
Administrator
Location: Windy City
Have you tried looking at work study programs? They're usually sponsored by the university, and they tend to have flexible schedules. Also, I made money on the side being a volunteer for the different research projects being done by grad students at the like. We've got the Air Force research lab on our campus, so that makes it a little interesting, but it's worth looking into.
__________________
Calling from deep in the heart, from where the eyes can't see and the ears can't hear, from where the mountain trails end and only love can go... ~~~ Three Rivers Hare Krishna
amonkie is offline  
Old 01-30-2004, 12:33 PM   #8 (permalink)
Junkie
 
Location: Florida
Re: Oi.. the cost of tuition is crazy...

Quote:
Originally posted by BlueBongo
my other problem is I don't even have the $400 to give them now. I am just very unhappy about this, I've already spent so much on my books and have been diligently attending classes.. but it's going to tear me up if I have to drop out this semester because of $1500 dollars. Why can't I just be rich or something?
I feel your pain.. A thousand or two isn't a whole lot---unless you don't have it. I was in the same situation.. What I did wasn't exactly orthodox, but it worked.. I put the payment down to get on a deferred status (1/3rd in my case--maybe sell some stuff to get the $400 you need), that was supposed to give me a few extra months to pay the full balance. Then I put it off until the semester was over and I was working at a better job. Around that time I got a nasty "pay up or we're gonna send your ass off to collections" letter. Then I made arrangements with them to pay over the next 6 months and adhered to that. So basically I stretched out their payment terms to about a year with no interest. I was a little worried about it showing up on my credit report, but it's clean.
irseg is offline  
Old 01-31-2004, 01:24 AM   #9 (permalink)
Psycho
 
Location: Tempe,Az....until I figure things out...
Good to know, irseg. I'm sure if I can get away with that... that's definently what I will do.

Working on finding a better job so I can afford school... we'll see what happens.
__________________
"Things can only get so bad before they have no choice but to get better.."

Quote:
Nitz Walsh : It's not fair God. Why am I still a virgin?........ Stupid gnome.
BlueBongo is offline  
Old 01-31-2004, 01:38 AM   #10 (permalink)
Insane
 
bigbad's Avatar
 
I don't know how close you are to your friends, but you could ask around if it's possible for everyone to chip in a bit to help you out. I know if I was having problems like this my friends would help out, can't hurt to ask right?
bigbad is offline  
Old 01-31-2004, 06:15 AM   #11 (permalink)
Without Wings
 
frozenstellar's Avatar
 
Location: Australia
SHIT! $USD8600 a semester? thats insane! i spose though, without having a semi government funded place, my course is $AUD26000 a year. thankfully i only have to contribute ~$5500 a year, which can be deferred til fulltime work starts.

i cant offer any help, but if thats the cost of tuition in america, then hands down to the students on this board who pay it.
frozenstellar is offline  
Old 02-01-2004, 12:43 AM   #12 (permalink)
Psycho
 
Location: Tempe,Az....until I figure things out...
Yep... the harsh reality of a cold cold thing when I dont live in a country that will pay for me to go to school. Bastards. But, I take what I can get... just wanna be better off than my parents are/were... and getting my education is how I can start.
__________________
"Things can only get so bad before they have no choice but to get better.."

Quote:
Nitz Walsh : It's not fair God. Why am I still a virgin?........ Stupid gnome.
BlueBongo is offline  
Old 02-01-2004, 01:18 AM   #13 (permalink)
Junkie
 
Location: Florida
Quote:
Originally posted by BlueBongo
Yep... the harsh reality of a cold cold thing when I dont live in a country that will pay for me to go to school. Bastards. But, I take what I can get... just wanna be better off than my parents are/were... and getting my education is how I can start.
Look on the bright side, you're also in a country that won't steal as much of your money for being a productive member of society when you graduate and get a good job.
irseg is offline  
Old 02-02-2004, 10:04 AM   #14 (permalink)
Tilted
 
Quote:
Originally posted by irseg
Look on the bright side, you're also in a country that won't steal as much of your money for being a productive member of society when you graduate and get a good job.
I don't think I'd agree with this... as soon as we get out of college we're going to start paying increasing taxes to cover the deficit... now what they should really do to help us all out is to make college tuition tax deductible... but this isnt the politics section i guess
Zamunda is offline  
Old 02-02-2004, 11:44 AM   #15 (permalink)
Junkie
 
Location: Florida
Yeah I agree that our taxes are insane and will likely get worse, but they're still not as bad as even more socialistic countries where taxes pay for education, health care, etc.
irseg is offline  
Old 02-02-2004, 12:14 PM   #16 (permalink)
Tilted
 
true, then the question becomes whether its our education and health care system is worth the price... I would say the education is... the american college system is very unique, and I think preferable to a system consisting only of large govt. funded universities... although we have those too hmmm
Zamunda is offline  
Old 02-02-2004, 04:15 PM   #17 (permalink)
Without Wings
 
frozenstellar's Avatar
 
Location: Australia
whats the tax rate over there in the US? i know we have different taxation brackets, but i think in the highest tax bracket, we're taxed 48.5%, then add an extra 6% for tuition repayment. it hurts when you've got your first post-grad job, and taxed almost 55%.
frozenstellar is offline  
 

Tags
cost, crazy, tuition

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On



All times are GMT -8. The time now is 08:28 PM.

Tilted Forum Project

Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2024, vBulletin Solutions, Inc.
Search Engine Optimization by vBSEO 3.6.0 PL2
© 2002-2012 Tilted Forum Project

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 205 206 207 208 209 210 211 212 213 214 215 216 217 218 219 220 221 222 223 224 225 226 227 228 229 230 231 232 233 234 235 236 237 238 239 240 241 242 243 244 245 246 247 248 249 250 251 252 253 254 255 256 257 258 259 260 261 262 263 264 265 266 267 268 269 270 271 272 273 274 275 276 277 278 279 280 281 282 283 284 285 286 287 288 289 290 291 292 293 294 295 296 297 298 299 300 301 302 303 304 305 306 307 308 309 310 311 312 313 314 315 316 317 318 319 320 321 322 323 324 325 326 327 328 329 330 331 332 333 334 335 336 337 338 339 340 341 342 343 344 345 346 347 348 349 350 351 352 353 354 355 356 357 358 359 360