I had poorly installed siding lead to a leak problem in my studio, which in turn created black mold. I lost a year to health issues before finding the mold. It cost over $3,000 to clean up. I’ve also had basement floods that triggered a serious emergency response from the insurance people who wanted to get ahead of any possible mold. What I’m saying is Texas is going to be black mold central for years to come. I sure hope they get ahead of it, because it (the mold) is going to be horrible come spring.