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Job Stablity Versus Savings

Discussion in 'Tilted Philosophy, Politics, and Economics' started by ASU2003, Sep 25, 2013.

  1. redux

    redux Very Tilted Donor

    Location:
    Foggy Bottom
    Ace..once again you are demonstrating your lack of understanding of the ACA, something you have acknowledged yourself on numerous occasions.

    Every plan on the Exchange must include numerous essential benefits...many of which are not included in your low-end pre-ACA insurance market. Yes some will pay more, but get more in terms of coverage and benefits.

    And you are also ignoring the subsidies to those with income up to 400% of the poverty level (or approx $45K for a single and $95K for a family of four)

    But I will leave it there and not further distract from the discussion here.
    --- merged: Sep 30, 2013 at 5:58 PM ---
    Oh...I forgot the elimination on lifetime limits and the new annual cap on total out-of-pocket spending, including deductibles, co-pays and co-insurance...neither of which you could find on most inexpensive plans before the ACA.

    These alone provide security not otherwise available.

    Now I'm done. :)
     
    Last edited by a moderator: Oct 7, 2013
  2. Aceventura

    Aceventura Slightly Tilted

    Location:
    North Carolina
    I doubt there is any single individual who knows everything about the law, all the rules and regulations. Are you claiming this level of knowledge? Or is your comment an empty one? Yes, I admit there is much I don't know - most likely more that I don;t know than I do know.

    You would need to know every current state insurance market and every classification to support your claim about what is not available in a low-end pre ACA market - I would simply need a few examples, which I have seen documented in the media.

    Isn't it the subsidy that gets the premium down to about $100/month? Isn't it going to be based on "stated income" rather than actual income? Meaning, honest people pay the correct amount and dishonest people may pay the lowest possible amount, with no consequences!!!!!

    I bet you will. Obamacare is a mess, best we avoid details, stick to broad general talking points.
     
  3. redux

    redux Very Tilted Donor

    Location:
    Foggy Bottom
    I guess you dont agree that eliminating the number one cause of personal bankruptcy provides one with greater financial security.

    Two million people (or families)/year might disagree and it could happen to any family at any time.
     
  4. rogue49

    rogue49 Tech Kung Fu Artist Staff Member

    Location:
    Baltimore/DC
    And now another factor in job stability...if your powers that be are sane.

    Today's shutdown is a proven reason why I don't do govt. contracting anymore.
    Because the flow of resources for your project is not stable.
    Anything can stop it, politics, contract disputes, etc...

    Boy, the traffic was really nice between Baltimore and DC today. Smooth drive. :rolleyes:

    However, this is true even if you're not in the "supposed" stability of the government.
    Corporation leaders too can make your job unstable just because of their dysfunction.
    Do they make rational choices???

    If they don't, then you may want to reconsider your options.
    Because even if you're a essential commodity, doesn't mean they are going to play the game sane.

    I watch the patterns of those at the top...they may not bode well.